THE BRONX - The partial government shutdown is now well into its second week and thousands of anxious federal employees are managing life without a regular payday.

Federal credit unions say they have been fielding a lot of questions from furloughed federal employees concerning the uncertainty about their next paycheck.

Financial experts are recommending workers to find areas where they can temporarily cut expenses, such as the cable bill or subscriptions. They say to prioritize monthly bills and pay those that could hurt their credit first, such as credit cards and utilities. They also recommend cutting back on any debt reduction or savings plans until cash is flowing back in.

Homeowners can consider a home equity line of credit for emergency cash, but retirement funds should only be touched as a last resort, especially IRAs.

Some major banks are offering assistance to those affected such as no-cost loans and federal credit unions also have resources available for members.