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Grant Gallagher of Affinity Federal Credit Union says the fall is the best time to figure it all out.  

The holidays are not far away, and things will get busy and expensive soon. Fall may be the time to set your budget, so you don’t overspend. Click here for help figuring it all out.

HOLIDAY SPENDING

Long Island

LI | Weather

LIFORECAST

A quick update on our storm issues across Long Island. So this is what's happening as of right now. We're still dealing with that system that's been bringing an abundance of rain and now it is the winds that is going to be the double whammy or even the second issue for us as we continue throughout the rest of our Sunday nights into our Monday morning. Now, a lot of that heavy rainfall has been moving quickly, but now it's impacting much more of Suffolk County over towards Port Jefferson and over towards Islip and our Twin Forks areas as well. We are still potentially gonna be looking at more rounds of heavy rainfall to be impacting Nassau County in the western end of Suffolk County as we get into the rest of tonight. So again, just make sure that you, if you are gonna be out for tonight or even heading into tomorrow morning, you're planning ahead because things are gonna get a bit not only wet but still gonna be a bit messy as we start off our Monday morning. So make sure you plan ahead and leave a bit early if you need to. Now for western side of Suffolk County and for Nassau County, we do have a flooded are in effect until we get into just a few minutes past midnight for us, for tonight. But if we continue to see the heavy rainfall, we could see that extended as a possibility. So it's one thing where we are going to be monitoring here at the storm watch news, 12 weather team. But until then, here's also what we're looking at as of right now. So wind speeds are really starting to pick up, especially along the South shore, near 40 MPH wind gusts as of right now. And then the rain again, we're gonna be looking at another potential round of heavy rainfall for the next several hours going into our early Monday morning, not until about close to sunrise when we start to see that rain really lose its intensity and just become light rainfall going into our Monday morning. So once we're heading out, it's still gonna be a bit of the wet side for us, but still be mindful of wet roads, flooded areas as well because even for earlier, for today, as if you were going to be traveling on the lie, it's still gonna be a bit of a mess because we're not gonna be looking at this rain to really end for us until we toward late Monday morning and early afternoon. But right behind it, we're still gonna be dealing with some windy conditions. So overnight, we could be seeing again wind speeds, clocking from 42 near 60 MPH for some areas, mainly along the South shore, the northern shore areas. We are gonna be seeing the winds not being as strong, but still could be a bit of an issue, especially as we get into our Monday afternoon where we are anticipating a once again windy day for our Monday. So taking a look at how much rain we could be seeing from the rest of this event. Nassau County. Not as much unless it's closer towards the Suffolk County area, uh, near Hicksville, which would be close to about two inches. But overall, we could still see three inches of rainfall for some areas as well. A quick look at our 10 day forecast. Once we're done with our storm watch for Monday morning, we're looking at smooth sailing for the next couple of days.

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Weather

New Jersey

NJ Weather Stories

Weather stories

NJ | Weather

NJFORECAST

And speaking of ice is expected to get colder out there. Meteorologist Michelle Powers joins us now and we are on storm watch. Michelle, what can you tell us? Well, we have a lot more rain before the morning comes and roads are going to be wet. It's going to be sloppy as we start the day. But temperatures are above freezing, we're going to watch them fall throughout the day and heading into Tuesday, any standing water that is left over that could become icy. So plan ahead. Now there could be some minor slowdowns on the roads and as for snow don't get your hopes up. There's a chance as you go up in elevation and throughout parts of the Poconos, that's where really most of this will fall. So the colder air rushes in temperatures are really going to drop as we head into Tuesday morning, we're near freezing. The next couple of mornings will be much colder daytime, highs in the forties and no rain in sight until next weekend.

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Brooklyn

BK | Weather

BXFORECAST

Welcome back to News 12 of the Bronx for local matters. I'm Phil Tate. We are on Storm March tonight. We have Storm March team, meteorologist Ho oa Hope. I mean, this second wave of wet weather is really kicking up, but tell us how is this going to really be impacting our morning commute? Yeah, you know, you know, the rain is going to continue into the morning commute. So this is just something that we have to deal with and just prepare for and we're not just dealing with the rain. We're also dealing with a strong two damaging winds, 40 to 50 MPH and that can cause some power outages across portions of our area. Crashing. Temperatures will be in the sixties at midnight, crashing to the forties by Monday morning. And then we have some travel troubles, especially for your morning commute, standing water and any wind damage can reduce visibility and also just cause some hazardous conditions on area roadways. So let's have it out on your future cast overnight. We're still dealing with the periods heavy rain and some strong gusts 3545 MPH and even through four or five o'clock in the morning, temperatures will be in the mid forties and we're dealing with that steady rainfall, maybe even a few isolated downpours to at least 7 a.m. Eight AM. The rain is lighter and then we're seeing some clearing skies by the afternoon, 1212 30. But temperatures will be in the mid forties. The winds will be persistent throughout the day. That is gonna feel like temperatures to be in the mid to upper 30. So that's a real shock in the system, especially coming off of a 60 degree day. So Monday night into your Tuesday morning, it is expected to feel like the twenties because of those winds. So back to our winds, the winds will be out of the northwest. So now it's bringing in that cooler pocket of air 5 a.m. 2325 MPH and we're seeing it in that ballpark for the majority of the day, even reaching near 30 at times and that is going to take us into your two morning. So this is what you need to prepare for for Tuesday morning. Again, temperatures will be in the twenties to start feeling like the mid to upper thirties during the afternoon. But on the plus side, at least it's dry. We're not dealing with any wet weather for the next several days. So that's something that we can finally look forward to. So the storm watch continues for the first half of your morning commute, drying out by the afternoon, temperatures will be in the mid forties feeling like the thirties even colder by Tuesday. Let's just get through this together.

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Westchester

WC | Weather

HVFORECAST

And another update for our storm watch across lower Hudson Valley. So this is what we got going on for us until we get into our Monday early afternoon. Around 1 p.m. We are looking for a flood watch to be impacting for us throughout the rest of tonight and again until Monday afternoon for all of the lower Hudson Valley. So a breakdown of what we are expecting from the rest of tonight and into our Monday morning, especially from our threats level. Well, we have the flood watch because we are expecting about 1 to 2 inches of rain to be likely for us once the event is all set and done. So street flooding is possible in even hyper localized areas as well. So just be mindful that it's going to be a bit of a mess when trying to travel going into our Monday morning. Then once we're done with the flooding, we are also looking at some windy conditions right behind it. So not necessarily done with the flooding, but the other threat from the storm system is going to be the fact that we could be seeing winds between 30 to 40 MPH. So isolated power outages could be possible because of downed power lines or even trees due to the over saturated ground and the strong wind and himself. So getting into the rest of our rain chances from overnight into our Monday morning, from overnight into Monday morning, we are looking for rain to continue for us. Now, will it be heavy at the time? Not all the time. We are looking for a bit more weaker rainfall overnight, moderate to light rain, especially by the time we get into our Monday morning early, but we do have periods of seeing some of that heavy rain stick around throughout that uh part as well. But take a look at our wind gusts. This is what we're gonna be expecting from overnight into our Monday morning. It's not gonna be overly strong but between 20 to near 25 MPH, especially as we get closer towards our Monday late morning hours. But in the afternoon, we are expecting for those winds to pick up just a bit more as the system starts to exit. And with it, we're looking at colder temperatures as well. So don't only just prepare for the wet weather but be prepared for Monday morning to be a cold one. Temperatures into the upper thirties and near the lower forties throughout across the lower Hudson Valley as we start off on Monday morning. And with this cold air roll its way in on the upper levels, we could see a couple of snow flakes or wintry mixes for the northern parts of the lower Hudson Valley. So how much rain we could be expecting? Well for the rest of the event overnight into our Monday morning, potentially another inch of rainfall. But as long as we're not seeing a whole lot of heavy rain in a short period of time, our flood risk will be on the lower end. Again, It will just be mainly hyper local, but it's still something to pay attention to and be mindful of going into our Monday. Now, taking a look at our winds again, early Monday morning, not as strong, but once we get into our afternoon, we are looking between 20 to 30 MPH, gusting winds until we get into our Monday nights, we're still gonna be a bit breezy, but it's not gonna be nearly as strong as we are gonna be expecting overnight for us. Now, here's a look at our Monday in itself again. We're looking at gusty and rain in the morning sun once we get into our afternoon, but it will be a cold one as temperatures will be near the middle forties. Heading into the rest of the week. We're gonna see those lower forties stick around for us but it will be dry.

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Hudson Valley

HV | Weather

Bronx

BX | Weather

Connecticut

CT | Weather

CTFORECAST

And we're taking another look at the forecast. Morning, temperatures are going to be warm, but temps will fall throughout the day and there's still rain out there for that morning commute. So there could be a couple of issues on the roads plan accordingly. Travel could be a little disrupted by that rain. Now, there will be some snow falling mainly north, but that's going to be very brief and it doesn't look like we'll see much of an accumulation, but either way it's going to be damp out for the morning commute, the afternoon will be and colder. So make sure you have something waterproof for the morning, grab a rain jacket, don't wear the good shoes tomorrow, it's going to be very wet out, but later it up underneath because temperatures will be colder. S ra are still looking pretty messy across the area. And like I mentioned in terms of snow, there's not going to be very much but just parts of northern Litchfield County and as you go up in elevation, so this upcoming week as a whole is going to be a lot drier than what we're seeing right now. And those temperatures are in the forties.

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LIRealDeal926_2023-09-26-08-01-27

The Real Deal: How to set your holiday budget ahead to prevent overspending 

The holidays are not too far away and things will get busy and expensive very soon right now might be the time to set your budget. So you don't overspend. Don't wait till after the holidays to be shocked by all your credit card debt fall is the time to clean up your finances. You need to look back and look at the whole year, see what surprise expenses came up. You know, did you have any surprise annual memberships that you didn't plan for your Costco membership? Your Amazon prime membership, any insurance premiums, any time that something comes up that you didn't plan for? You want to make sure you're building that back into your budget. So it's not a surprise next time. Check your streaming bills. Are you really watching all those series? You can cancel and if you need, you can always resign. See what you can do to cut back a little bit on the subscriptions. And those unneeded expenses are you all set with after school activities and sports are those costs in your budget? You need to talk to your family, you need to set those expectations just because you're the one that is managing the budget and you're the one that's bringing in the income doesn't mean you're the only one in the family that's responsible for those expenses. If you need help, speak to a financial advisor or try an app, like you need a budget and include your family on what's ok to spend on and what's not. You should put your kids on a budget, make sure they know how much they can spend and hold them accountable for it if they go over, make sure that they know that that's unacceptable and maybe give them some extra chores with credit card interest rates so high. Right now. It's a good time for you to take a look at what you're paying and possibly switch to a lower interest rate. One. It will save you a lot of stress on the holidays. I'm Janice Lieberman and that's the real deal.

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