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News 12 talked to a mortgage consultant, who has been in the business for nearly 30 years, on what potential homeowners should do if they are looking to buy a home.

MORE:<a href="https://bronx.news12.com/ready-to-buy-a-new-home-or-need-financial-assistance-here-are-some-financial-resources-for-homeowners">&nbsp;Ready to buy a new home, or need financial assistance? Here are some financial resources for homeowners</a>

MORE:&nbsp;<a href="https://bronx.news12.com/buying-a-home-heres-a-list-of-6-things-you-should-keep-in-mind-during-the-process">Buying a home? Here's a list of 6 things you should keep in mind during the process</a>

MORE:&nbsp;<a href="https://longisland.news12.com/deep-dive-home-prices-leveling-in-the-empire-state-long-island-has-biggest-increase">Deep Dive: Home prices leveling in the Empire State; Long Island has biggest increase</a>

Bronx

BX | Weather

BXBKWX113023NOON

Another check of that hyperlocal forecast. Definitely not as cold out there today and we have the sunshine too. So overall, this is just about as good as it gets for us. Not a bad way to close off the month, but we start off December with more clouds and a chance for a shower in the evening. It's mostly light rain, but it'll probably be around through the whole evening commute. Then the weekend comes with cloudy skies kind of spritzes and a little bit of drizzle. But as you see, temperatures have been kind of hovering close to 50 this afternoon and then we drop into the mid forties for any evening plans. So 7 p.m. dinner time looks cool but not cold. We're chilly in the morning time on Friday, a few spots close to freezing, but I'm expecting us to stay above it. And then Friday afternoon, temperatures are mostly in the mid forties with high temperatures close to 50 but it won't feel as warm tomorrow. And that's because we have cloudy skies. Here's a look at four o'clock seeing very light showers pass through the city and that will continue kind of on and off for us here in the Bronx at five o'clock, still some light showers tomorrow and then closing off Friday evening with just mainly cloudy skies. Those clouds just are so stubborn. Best chance of seeing the sun is gonna be on Saturday, but there's not much of it expect clouds to build overnight. Saturday with a few showers. If you have late Saturday evening plans, I'm talking after dinner time, Sunday, rain pretty much expected at some point in the afternoon or evening. Definitely not looking like a total wash at this point. But the later you get in the day, the better bahrain risk gets. So you need the umbrella there. Probably gonna need it for Monday morning too. That's still a few days out. But at least temperatures still look quite mild there and we're expecting high temperatures to stay only in the mid forties from the middle of next week. It's gonna be a little cool.

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Weather

Brooklyn

BK | Weather

Connecticut

CT | Weather

CTFORECAST

Look outside at our community camera in Bridgeport today. You see some sun out there today. It's uh warming up. Is that what I what I'm understanding from, from you Jonathan today? You got it. Definitely feeling a lot better than what we dealt with yesterday. Very much of a bitter chill in the air. But as we're getting into December a little bit of a change as we'll see rounding out the, the month, we pretty much rounding out the year. We're saying goodbye to 2023 just 31 more days. But we're seeing that sunset time actually grow from 425 today. So about 434 by the end of the year and our average high does get a little bit chilly or high of 40 is what we can expect as we round out the year. Now again, as far as what we got for today, numbers into the upper forties is what's expected just a degree or two below average. But as we continue to work our way through today, we are gonna find a little bit more cloud cover yet and still not quite as cold making our way into here tonight. Those temperatures are going to fall off down into your thirties. Lots of sunshine for the first half of your Friday and the first half of your Friday looks pretty good. Clouds do start to fill in for your afternoon and then we'll start to see a few scattered spotty showers. Really a better chance at all of us to get engulfed into some rain as we're looking closer to that commute home right around 456 o'clock. So keep that in mind. Maybe you are heading out to new cane and to catch the Christmas story. Um Play, you are gonna wanna have that umbrella. Saturday might be a better time to head out there because we're looking pretty dry. Any events that you may have planned or anything you got in your agenda for your Saturday will be a lot better. It's gonna be the better the two weekend days we're gonna see some sunshine and numbers are gonna hold into the lower fifties feeling actually pretty good to open up the weekend and then we'll start to see a change as we push forward into your Sunday. So plans for the second half of the weekend. Maybe you wanna rearrange things because we are gonna watch some showers again. A little bit unsettled for the opening of December as we work our way into the start of next week, we're still gonna watch for a chance of some rain for your Monday. Maybe a little bit of some mixing and flakes for areas up north as well.

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Hudson Valley

HV | Weather

HVFORECAST

As you can see from Lisa's report there. Not a bad afternoon, but we're looking ahead to Friday and the weekend, Matt, what's in store. Yeah, a couple of rain showers. By the time we get into tomorrow afternoon, it is not going to be anything too crazy though. And let's enjoy this great weather while we have it. After those really cold days that we had, uh over the past two days today, temperatures have been right around the middle of the upper forties. It's felt quite nice outside. There will be partly cloudy skies overhead through the afternoon into this evening. Temperatures will start to fall back into the upper thirties this evening with just partly cloudy skies and dry weather through the overnight. Now tomorrow starts off nice and dry. There will be breaks of sun during the early morning. I would suggest you have the winter coat, the gloves and the hat. Tomorrow morning, temperatures will start off mostly in the lower to middle thirties, but clouds will race in towards mid to late morning tomorrow. And some spotty rain showers will be around afternoon time and through about five or six o'clock in the east this is not a lot of rain. Rainfall totals tomorrow afternoon will be less than a quarter of an inch and the last of those showers will push east of the lower Hudson Valley after around six or 630 in the evening. It shouldn't even be really anything that's slowing you down too much on the roads. But those road conditions could be just a little bit wet at times later in the day. tomorrow, middle forties for those highs today. Uh, you certainly needed the sunglasses today, but have the heavier coat and the hat for later on this evening. And overnight add the gloves too as these temperatures drop back into the lower and middle thirties under partly cloudy skies. So a nice dry start tomorrow, temperatures make another run at near 50 degrees, but just a few spotty showers will be with us through the afternoon and early evening as well. Mostly cloudy can't run a lot of sprinkles Saturday but not bad. A better chance for a couple of showers on Sunday. Most of next week looks dry but turning a bit colder with highs in the upper forties again by Tuesday, low forties for next Wednesday and Thursday.

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Long Island

LI | Weather

LIWeathernoon12

And we've got some great news in the forecast for you. If you're a fan of sunshine and mild weather, we're back into the upper forties and low fifties for the next couple of days. But today is the last day with ample sunshine. We're watching showers for your Friday evening commute. It's not an all day wash, but certainly in the evening we'll have light showers and then the weekend, it just kind of gloomy with a chance for some rain returning Saturday evening and then again Sunday, but we're gonna time it out in a sec first. Let's look at the rest of today. We're around 50 across the island. So the thirties, yeah, a big improvement compared to yesterday. Tonight, we do drop into the thirties. You'll need the winter jacket for Friday morning plans. We're expecting plenty of sun for the start of the day, but clouds start to push in during the afternoon on Friday. And that's the last you see of wide red sunshine until next week looks good though, as far as temperatures you're in the fifties. So the future cast on Friday, you see, not a lot of cloud cover in the morning. It looks good for recess for the kids. It looks good for the bus ride home too. Three o'clock is still mainly dry. There could be a few spots at sea sprinkles in Nassau County at three, but it's not really likely until the evening commute for five o'clock. We've got some showers rolling through the island with temperatures near 50 degrees. Ok. Temperature is good but the rain not so much. If you have late plans on Friday, the rain will clear out for you. And Saturday looks mainly dry. We're not bad on Saturday, but Sunday, I can't promise that it's dry all day. We do have some stray showers in the afternoon and evening there cooler for next week. Feeling like December, which is just about right.

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New Jersey

NJ Weather Stories

Weather stories

NJ | Weather

NJFORECAST

We do have warmer temperatures today. Yes, that's right. Mild temperatures, not as active winds thankfully. And we'll notice the winds out of the southwest will add on to that mild condition and high temperature for today reaching 50 degrees. Some of us, even 52 New York, you'll notice also our weather icons plenty of sunshine this afternoon. We'll notice some passing clouds, but that's it as far as you know, what can linger across our skies tomorrow though. You'll notice those rain showers into the afternoon in New Brunswick, 51 degrees. You'll expect the same across Edison and Newark 52 as well. In some locations though. We'll notice the rain arriving a little bit on the earlier side. So around 12 and to two, but that's for northern portions of the state across the state though. So central northern as well as southern portions, especially across the shore four and into seven o'clock into the afternoon, evening time frame could be expected to see that wet weather. How much, not much we're noticing trace to upwards, you know, 1/10 to 10th of an inch. So that's not significant rainfall. We're not noticing too much of major impacts with that today. It's sunny and chilly but feeling seasonable all in all we're supposed to be right where we're going to 50 degrees as a high temperature, 52 for some spots as well. Tomorrow we wake up into the thirties, we notice some clouds filtering in right around nine o'clock into lunch time. That's when we'll notice a lot of the system just, you know, breaking apart into two pieces first across Sussex and Warren County as well, North Bergen Counties as well. Then four o'clock, it's central southern portions and northern corridor, not as substantial as in the first round of rain, but nicely exiting right around seven and eight o'clock, calm conditions heading into the overnight. We start off on the dry side, too, more sunshine for Saturday, but it doesn't last for too long. The clouds will be back into play as well as those late showers arriving filtering in across for Sunday and Sunday. Then it becomes a Monday thing as well. So we're heading into the fifties, feeling so much better, even our overnight lows staying stuck into the forties.

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Westchester

WC | Weather

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What to do if you are looking to buy a home right now

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Do, if you are looking to buy right now while we talk to a mortgage consultant who has been in the business for nearly 30 years. we did expect the uptick in interest rates, but we didn't expect it to happen this quickly for people that have been looking for a while. It's a little bit more difficult because they knew what the rates were six months ago. Um For new people. You know my suggestion, anybody looking in this market as soon as you're under contract, let your mortgage consultant, no, so they can lock you into the rate. Um The market is extremely volatile by lacking in right away. Um You are price protected if the rates continue to go up, but if they do come down prior to close, most lenders offer a float down option. That is very important when you're talking to your lender to ask that question up front because it can make a huge difference. You really want to make sure that you're doing the right mortgage up front because it just may not make sense to refinance if rates continue to rise, like they have try not to get caught up in the rate. Um If it makes sense for you and your family um and it's a dream of yours um pursue that dream and if rates do come back down, you can take advantage of that, but if they continue to go up, you're gonna further regret not making that decision, even though it's the biggest decision that you're ever gonna make probably financially, you just can't always timed the market perfectly

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