A City Island small business owner trying to stay afloat during the coronavirus pandemic says money and time are running out as he tries to plan for the future.

Paul Klein, the owner of Kaleidoscope Gallery, is now trying to make ends meet by selling online.

His store, which sells jewelry, art and toys had to temporarily shut down by state order on March 22 in an effort to stop COVID-19 from spreading. He says things will soon get worse without help.

Klein says a $2,000 EIDL loan advance from the Small Business Administration covered April's payroll at a reduced rate.

The Paycheck Protection Program, which has run out of money before, is supposed to help small businesses.

As of Wednesday, Chase Bank says it's waiting for the SBA to approve Klein's loan. He says he applied earlier this month.

Chase says it got more than 75,000 applications the first hour the program opened.