More Americans are saving their stimulus checks, rather than spending them.

A survey by the federal reserve shows households intend to set aside about 42% of their stimulus payments for a rainy day. And 34% say they are using the money to pay down debt.

Only about a quarter of those surveyed say their checks are going toward spending.

The numbers of how much is being saved vs. spent from the latest round of checks is a change of about 5% from the first round.

About 25 million more payments are expected to have been delivered by the end of this week, including many for social security recipients.